If a person is injured in an accident due to someone else’s negligence, they have the right to request compensation for their damages. By filing a claim against the other party, a victim has the chance to get paid for his or her lost income, pain, suffering, and medical bills. By working with auto accident attorneys in Harford County, MD, victims will get the support they need when dealing with insurers. Below, readers will learn several things the insurance companies don’t want them to know.
It’s Not Necessary to Accept the Insurance Company’s First Settlement Offer
A common tactic insurers use is to make preliminary settlement offers. While it’s tempting to accept that quick offer, it may be costly in the long term. Those offers are typically less than a victim needs, and they’re usually given before a victim fully understands their losses. Victims are left on the hook for future costs if they settle too early, and they should know they don’t have to accept the first offer they receive.
There’s No Need to Make a Statement to the Other Party’s Insurer
Insurers and representatives often call victims to ask them questions. While a victim should provide his or her personal information, they should be careful if asked to make a statement. These recorded statements are often used to get victims to say things that may be used against them. Even if a victim carries no blame, making mistakes may compromise the claim and make recovery difficult. Victims don’t have to provide recorded statements, and they can work with auto accident attorneys in Harford County, MD to handle communications with the other driver’s insurance company.
It’s Okay to Hire a Personal Injury Attorney
Insurers like to take advantage of victims’ unfamiliarity with the claims process, which means they look for those without legal representation. If an insurer contacts a victim and wants to settle right away, it’s likely they’re trying to pay less than what the victim deserves. To protect their interests, the victim should consult an injury lawyer. Visit Markeyorsilaw.com to learn more about its practice areas or call to request a no-obligation initial consultation.
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