Finding Cheap Car Insurance in Chicago, Illinois – Bad Driver’s Edition

by | Jan 29, 2020 | Insurance

If anything’s for sure, it’s that we all make mistakes. Most of us have made plenty of mistakes while driving, with many Americans having paid for them in the form of bodily injuries, the legal system, or with higher insurance costs. Here’s how to find cheap car insurance in Chicago even if you’ve got a poor driving history.

Get a Safer Vehicle

Your choice of vehicle means the world to insurance companies. First off, you’ll need to consider finding a new vehicle. Vehicles with high safety ratings from the NHTSA and the IIHS, the two go-to agencies for automobile safety tests throughout the United States, will be cheaper to insure.

Older, Less Expensive Rides Go Far, Too

These two characteristics often go hand in hand. Don’t purchase an old, cheap vehicle if it’s not safe – you need to keep the safety thing in mind throughout the vehicle shopping process. Cheap, old, safe vehicles will get you a long way, even with a bad driving record.

Get Rid of Comprehensive Insurance

In Illinois, the only insurance that’s legally required is liability coverage. Comprehensive insurance is expensive for everyone. It’s very expensive for people with bad driving records. You might not be able to get away with just liability coverage, as some car financing agreements require comprehensive insurance. Otherwise, however, get rid of comprehensive coverage by all means to save money.

Need Cheap Car Insurance? We Want to Help

We’re Accurate Auto Insurance and we’re chomping at the bit to help you find cheap car insurance in Chicago even if you’ve got a bad record; check out our website, to learn more about what we do.

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